Catastrophic Health Insurance Florida

in HEALTH INSURANCE

Save Money with Catastrophic Health Insurance Florida

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When you are ready to invest in health insurance, you can save money by choosing catastrophic health insurance Florida. These plans create a safety net that people can use to protect them against high medical costs in the event of serious illnesses. Available for individuals and families, they provide hospital treatment and medical care for serious conditions. All policies cover your annual checkups free and some also include medication coverage.

Save Money with Low Premiums

 The appeal of catastrophic health insurance Florida is that it carries lower monthly premiums. The monthly savings can be used to pay for routine medical care. The lower premiums make it more affordable for individuals and business owners. If you cannot afford to cover the premiums of more expensive, low deductible health insurance plans, this is a good alternative.

Catastrophic Health Insurance Florida

Higher Deductibles

The lower monthly premiums are paired with higher deductibles. Designed to provide medical care for expensive conditions like cancer or in the event of a serious accident, customers can expect to cover the first $2,500 to $10,000 of medical expenses before the insurance will start making payments. These plans also typically have higher out-of-pocket costs for their covered services. If you are setting up one of these plans for yourself or employees, consider pairing it with a health savings account. A health savings account offers a tax advantage for saving money to pay your deductible. All money deposited into a health savings account (HSA) are tax deductible up to $3,250 for an individual and $6,450 for a family in 2013.

Ideal for Young, Healthy People

Created specifically to cover emergencies or unexpected, serious medical conditions, catastrophic health insurance Florida is ideal for people who are young and healthy. It’s important to have the funds available to cover the deductible if you choose this plan, but it is an excellent choice for young healthy people who aren’t likely to need medical care, rarely see the doctor and don’t need regular prescription medications.

plansThere are several types of health insurance plans available.

Some will cover almost everything, and others will cover only serious medical emergencies. Ideal for healthy people who don’t expect to fall sick, catastrophic health insurance Florida provides people with protection in case they are injured in an accident or develop a serious illness requiring immediate treatment. Look at different plans to find the best rates available.

Call us today to speak with a licensed agent about catastrophic health insurance Florida at 1-888-773-1181

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