Coventry Florida Health Insurance

Coventry Florida Z plans have co-payments for all services

When you need Florida health insurance, consider a private plan that offers flexibility and unique advantages. Trying to cover a deductible can leave you struggling financially as you pinch pennies and go without other things you need. That’s why the Coventry Z plans offer miami health insurance with a unique deductible option. An HMO Open Access plan, anyone ages 0-64 can sign up for this valuable coverage, and you are sure to appreciate the benefits.

Avoid Deductible and Coinsurance Drama

It’s frustrating to visit the doctor and discover that you have an expensive deductible to pay. With Coventry’s Z-5000 Florida health insurance plan, you don’t have to worry about this. All doctor visits are a co-payment. There also also co-payments for medication, emergency room visits, urgent care center visits, diagnostic testing like MRI and cat scans, and even outpatient surgery. The $5,000 deductible is only for hospital stays. This plan design makes it easier to budget for your care. Your deductible is for hospitalization only, and all other medical services are a co-payment.

The Coventry Florida Z Plans offer deductibles as low as $1,500 and as high as $10,000. Many people opt for a higher deductible, knowing that their deductible is for hospitalization only, and save money on their monthly premium.

Office Visits with Miami Health Insurance

It’s vital that you have coverage for visiting the doctor. With Coventry Florida coverage, you will pay $30 when you visit the doctor. If you have to see a specialist, your payment will rise to $50. These payments are low, and even more attractive when you realize that you don’t have to worry about co-insurance or your deductible with this Florida health insurance plan. Coventry’s Z plans are part of the HMO Open Access network. This means you can see any doctor that accepts Coventry without a referral.

Prescription Coverage

Coventry Florida Z-5000 plans offer attractive options for prescriptions. This Miami health insurance allows four tiers of medication. The cheapest is $15 for the first tier. Brand name medication requires you pay the separate $500 deductible. Once the deductible has been satisfied, the next level calls for a $40 copays, and the third tier is $65. The most expensive tier is for self-administered injectable drugs, and this carries a 25% co-insurance amount.

Dental and Vision Health you can Afford

Dental and vision coverage is normally an optional insurance, but the Coventry Florida plan makes is standard for all customers. It’s important to take steps to safeguard your vision and dental health, and this plan makes it affordable to get the coverage you need. The dental coverage includes 2 free cleanings per year and pre-negotiated pricing for all dental and vision services.

Costs for Coventry Florida Coverage

This insurance costs a little more than some other plans, but that fee is acceptable when you take into account the simplified deductible and attractive features. Quoting the Z-5000 plan for an effective date of 11/01/2012, a family of three with a 35-year old father, 28-year old mother and 6-year old son would pay about $480 a month if they are all healthy non-smokers. A single 48-year old female in good health can expect to pay a very affordable $279 a month for this Florida health insurance.

Available in South Florida, these plans covers Miami-Dade, Broward, St. Lucie and Martin counties. It is one of the most attractive and affordable Miami health insurance plans if you want to avoid paying a deductible while enjoying excellent medical coverage. When you need new health insurance, consider Coventry Florida plans to protect yourself and family.

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