$5,000 Final Expense Quotes

In many cases, across the United States, there are many individuals who have not purchased life insurance to cover final expenses or burial expenses. In most cases, these individuals have waited until late in life to take care of insuring for final expenses and either their age or health conditions are now preventing them from qualifying for traditional fully-underwritten life insurance. Here we will examine $5,000 Final Expense Insurance quotes from various highly-rated companies

The good news is, there are many highly-rated insurers who offer Final Expense and Burial Insurance policies that are designed to meet the needs of this large group of uninsured individuals. Here you can get an accurate picture of your cost for Final Expense and Burial Insurance.

Here’s How we can Help

An actual quote for a $5,000 Final Expense Insurance policy using No Medical Exam Life Insurance

When you review the information below, you will find actual rates from three highly-rated life insurers that offer Final Expense Insurance. We have also provided several assumptions:

• Rates are based on non-smokers. Those who smoke will pay a lot more insurance premiums.
• The monthly rates are determined by your age group. For a quote based on your exact age, simply fill out our instant quote form.
• We represent many highly-rated life insurance companies but feel this selection will provide an accurate picture of the premium you can expect to pay.

Fortunately, these rate charts indicate that purchasing Final Expense or Burial Insurance later in life will not break the bank.

No Medical Exam Policy versus Guaranteed Acceptance Policy

Although Final Expense and Burial Insurance policies are available using a No Medical Exam Policy or Guaranteed Acceptance Policy, each type of policy are substantially different.

• No Medical Exam: Although this type of policy has many health questions which are used to qualify an applicant for coverage, the insurance company does not require a medical exam. The underwriting guidelines for this type of policy is also much more liberal than a traditional fully underwritten insurance policy.
• Guaranteed Acceptance (guaranteed issue): This type of policy is also designed to accommodate those individuals who are seeking insurance to cover Final Expenses. The difference is that there are no health questions asked or any medical exam requirement. If the applicant is within the age group, they will normally be approved. The applicant must, however, agree to several caveats that will be discussed below.

An actual $5,000 Final Expense quote using Guaranteed Acceptance Life Insurance

We will use the same assumptions that were listed for the Non-Medical Life Insurance:

• Final expense quotes are based on non-smokers. Those who smoke will pay a lot more insurance premiums.
• The monthly rates are determined by your age group. For a quote based on your exact age, simply fill out our instant quote form.
• We represent many highly-rated life insurance companies but feel this selection will provide an accurate picture of the premium you can expect to pay.

You are likely to notice that the best final expense insurance quotes from each insurance carrier is dependent upon the age group you would fit in. For an exact final expense insurance quote, use our instant quote form on the right of this page.