Cigna Health Insurance in Miami is a Great Value

If you are in the market for Florida Health Insurance, you will be glad to know that you can buy private insurance directly from the companies. With these plans, you can get the coverage you need for you and your family. miami Health Insurance is very affordable, and it is available through well-known companies like cigna florida. Here is what you should know about the Open Access 1000 from Cigna.

Florida Health Insurance for Families is Affordable

With this Florida health insurance plan, a family of three will pay $791 a month for medical coverage with a $1,000 individual deductible and unlimited doctor visit co-payments. This is for 40-year old parents and their 5-year old son living in Aventura, FL. This plan is highly rated with four out of five stars and is one of the best sellers available. A PPO, it features many attractive options including unlimited co-payments for doctor visits ($25 or $50), urgent care centers ($50) and emergency rooms ($500). When you pay the co-payment, your deductible is waived and you pay the set fee listed in the plan summary. Rates are guaranteed for twelve months, so you can enjoy the protection you need without worrying about price

Office Visits with Cigna Miami Health Insurance

The Cigna Florida Open Access 1000 plan features a $25 copay to visit the regular family doctor. At a time when many other plans require you to cover the deductible first, this is a very attractive feature. If you need to see a specialist, you will have an affordable $50 copay to cover the service.

Deductibles and Out-of-Pocket Limits are Attractive

Featuring one of the least expensive deductibles, the Cigna Open Access 1000 has an annual deductible of only $2,000 for a family. This is paired with an attractive out-of-pocket limit of $2,000 for an individual and $4,000 for the family after the deductible is covered. There is no maximum benefit, so you can rest assured that you will be covered even if you are diagnosed with cancer or another very expensive illness.

In- and Out-of-Network Benefits with Florida Health Insurance

Cigna health insurance has one of the largest provider networks available in the United States with over 500,000 participating medical providers. If you travel for work or pleasure, then you will appreciate knowing that you have coverage even if you are out of network. With Cigna Miami health insurance, you will be covered at home and when you are out on the road. You don’t have to register with a specific primary care physician, and there is not referral required for seeing a specialist.

Prescription Medications When you Need Them

Another attractive features of this Cigna Florida plan is the coverage for prescription medications. Generic formulas are covered at only $10, and you can get name brands after you meet your $250 deductible with a low $35 copay. If you require non-formulary prescriptions, you can get them for a low $60 with this Florida health insurance. Mail order options allow you to save even more by getting a 90-day supply for the cost of a 60-day supply.

Featuring emergency coverage, insurance for labwork, outpatient surgery and hospitalizations, this is an extremely attractive insurance plan. There is no maternity coverage with this insurance plan, but you will have mental health coverage and chiropractic care. When you are ready to invest in miami health insurance, consider the many benefits of choosing the Cigna Florida health insurance Open Access 1000 plan.

Interested in getting Cigna Florida health insurance today?

Contact Josh Docktor, an Independent Insurance Agent for free quotes at 1-888-773-1181.