Cigna Florida Health Insurance

Cigna Florida Offers Attractive Prices

Most people who have purchased insurance coverage through Cobra know that the cost for insurance can easily be more than a thousand dollars a month. If you live in Miami, Florida and are looking for health insurance, a healthy family of three with a 40-year old father, 40-year old mother and 5-year old son can get coverage through Cigna for only $458 a month. The cost for a single, non-smoking 40-year old male is only $172 a month. These quotes are if you select one of the most popular plans, Cigna Open Access Value 3000. This policy includes co-payments for unlimited doctor visits, urgent care center visits and medication. Your deductible is for all other major medical expenses and is a moderate $3,000. Cigna also offers one of the best PPO networks with nationwide coverage. This means you can visit any of Cigna’s doctors that are “in-network” for a co-payment of $40 or $60.

Enjoy a Low Deductible with Cigna Florida health insurance

When you buy health insurance Florida, you have to watch the fine details like coinsurance amounts, office visits and deductibles. This PPO offers a low deductive of $3,000 per person, and office visits are only $40 or $60 depending on if you visit a primary care doctor or specialist. Coinsurance is a very reasonable 30 percent, and urgent care visits are covered under this plan with a co-payment of $60. There is no lifetime maximum on coverage when you choose Cigna Florida Health Insurance, and there is even coverage for out-of-network doctors.

Preventive Care is Free with Cigna Florida Health Insurance

Perhaps the most attractive feature of Cigna Florida health insurance is that preventive care is covered for free! You can visit the doctor for annual exams just to make sure you are still healthy without worrying about receiving a large bill. While this treatment is important for adults, Cigna Florida recognizes that it’s vital for children.

Add-on Benefits with Florida Health Insurance

You aren’t limited to the basic coverage. For a small monthly fee, you can add coverage for vision, dental and even accidents. The additional plans are surprisingly affordable, and they will provide you with the coverage you need to fully protect yourself and your family.

Prescription Drug Coverage with Cigna

Many personal insurance plans charge high co-payments for prescription drugs. However, Cigna prescription drugs are extremely affordable. The co-pays for prescriptions are $15 for generic, $40 for name-brand and $65 for non-formulary. There is also a separate prescription drug deductible of $500 per insured person for name-brand medication only. With the right health insurance Florida, you can rest assured that your family will receive the medical care and medications they need in a timely manner and at prices you can afford. When you are in the market for individual or family health insurance, consider the benefits of choosing Cigna Florida. The versatile plans are comparable to plans previously available only through your employer. The co-payment amounts are attractive, and you will appreciate the premiums that are far lower than the levels offered through Cobra or employer sponsored group plans.